Written by: Attorney Mark P. Smith, Board Certified Civil Trial Attorney,
Lusk, Drasites, Tolisano & Smith P.A.

You're driving along, concentrating on the road, when someone who's is not paying attention runs a red light and rams into your beautiful almost paid for car. What should you do?
1. Don't lose your cool. There is no point in getting into an argument or worse with the careless driver. If possible you should call the police or have someone do it for you. Do not simply exchange insurance information and drive away since many times the other driver will deny later he/she was the one who caused the accident.
2. If you have any doubt whatsoever that you are injured, go in the ambulance or at the very least, have someone drive you to the hospital shortly after the accident. If you are worried about the cost, your own auto insurance will pay for at least 80% of the bill and your health insurance will pay the other 20%.
3. The next step is to properly document both your property and possible personal injury claims. Take a picture of the damage to your car and obtain estimates. Also review your insurance policy to determine what type of coverage you have.
If you are injured, you want to hire Lusk, Drasites, Tolisano & Smith soon after the accident because the insurance company may try to reduce any damages they are responsible for and if you are not represented by a lawyer they simply will not consider your claim as serious as if you are represented. We also know the area and the local doctors who can treat you best.
There are many factors involved in an injury such as unpaid bills, future medical expenses, past and future wage loss, pain and suffering damages, as well as how Florida law applies to all of these. Remember, it just makes sense to have an expert and professionals who can aid you in these personal injury matters at Lusk, Drasites, Tolisano and Smith P.A.